Comprehensive Global Travel Insurance

schedule of benefits (persons up to the age of 70 (not yet 71)
limit per travel ticket purchased
descriptionbenefitexcess
emergency medical and related expenses
emergency medical expenses – local R175 000 R1 000
emergency medical expenses – international R10 000 000 R2 000
war or terrorism – local R175 000 R1 000
war or terrorism – international R10 000 000 R2 000
related expenses
medical transportation, repatriation & evacuation included in emergency medical expenses
visit by a family member included in emergency medical expenses
repatriation of children included in emergency medical expenses
repatriation of travel companion included in emergency medical expenses
burial, cremation and return of mortal remains included in emergency medical expenses
hospital inconvenience R200 p/day - total of R3 000
pre-existing medical cover
pre-existing medical cover (minimum delay period – 48 hours) R100 000 48 hours
transportation and repatriation included in pre-existing medical cover
emergency assistance services
medical referral service only
medical monitoring service only
emergency medicine service only
evacuation included in emergency medical expenses
repatriation included in emergency medical expenses
return of mortal remains included in burial, cremation and return of mortal remains
transmission of urgent messages service only
embassy referral service only
emergency travel and accommodation arrangements service only
legal assistance included in legal expenses
bail service only
return in case of death or imminent death of a close relative service only
loss of travel documents included in loss of cash and/or travel documents
cash advances service only
personal accidentbenefitexcess
accidental death R250 000
accidental permanent disablement R750 000
accidental death and/or accidental permanent disablement as a result of acts of war or terrorism included
cancellation and curtailment
journey cancellation R10 000 R500
journey curtailment R10 000 R500
travel delay
travel delay (minimum delay period – 12 hours) R2 000 12 hours
personal liability R2 500 000
hijack, hostage or wrongful detention inconvenience R750 p/day / max R10 000
legal expenses R5 000
replacement personnel R10 000
luggage
luggage R3 000 R500
maximum single item limit R1 000
luggage delay (minimum delay period – 12 hours) R2 000 12 hours
loss of cash and / or travel documents R1 500 R500

The above table is merely a summary of some of the main features of the Travel Policy. It is your responsibility to obtain a copy of the full Travel Policy prior to commencing your journey. The terms, conditions and exclusions of the Policy are available at www.kulula.com or you may contact the Global Travel Insurance Helpdesk on 0861 490 100, and they will arrange for the policy to be sent to you.

More info on Global Travel Insurance:
kulula Global Travel Insurance Policy
Comprehensive Global Travel Insurance Free Cover
Comprehensive Global Travel Insurance Optimum Cover
Comprehensive Global Travel Insurance Schedule of Benefits for Senior 71-75
Comprehensive Global Travel Insurance Schedule of Benefits for Senior 76-79
Comprehensive Global Travel Insurance Schedule of Benefits for Senior 80-85

In case of emergency contact the Europ Assistance Alarm Centre on +27 (0)11 991 8409.

FirstRand Bank Limited adheres to the Code of Banking Practice and the National Credit Act. For further information on all your rights as a consumer in terms of the National Credit Act, please visit our website on www.kulula.com or visit the National Credit Regulator’s website on www.ncr.co.za.